Let's have a thoughtful conversation about where you are and where you want to go.

Hi, I’m Christian Harris, CFP®, MBA

I believe financial planning should feel personal, not pressured - thoughtful, not transactional. Stillwater Financial Planning is where clarity meets trust, built around what matters most to you.

Schedule Your Discovery Call

This Isn’t Just About Money. It’s About Freedom.

I didn’t grow up dreaming of becoming a financial planner, but over time I discovered this work is truly a calling.

I’ve seen what financial stress does to people - the sleepless nights, the constant uncertainty, the endless second-guessing. But I’ve also seen the transformation when someone finally has clarity, a thoughtful plan, and someone to walk with them through life’s changes.

That’s why I started Stillwater Financial Planning - to help people experience a greater sense of freedom and confidence with their finances, so they can focus on what truly matters.

THE JOURNEY TO STILLWATER How I Got Here

My story with financial planning started earlier than most - my dad is a financial advisor, and I grew up around the business. But like a lot of kids, I had dreams of setting my own course.

After college, I worked at a marketing agency, spent time overseas, and eventually served on staff with Young Life. Ministry taught me the value of walking with people through the ups and downs of life. I loved that work - and I started to realize I wanted to find a career where I could keep helping people in meaningful, practical ways.

That’s what led me to financial planning.

I went back to school, earned my MBA and became a CFP®. After working at a major investment firm, I joined a high-end private family office, where I got to work closely with attorneys, CPAs, and clients on everything from tax and estate planning to charitable giving.

Both experiences were valuable - but they also exposed two ends of a spectrum. One was too templated and sales-focused. The other was custom and thoughtful, but only accessible to a very small, very wealthy group.

I wanted to serve real people - families in transition, professionals navigating complexity, couples trying to be wise stewards of what they’ve built. So I started Stillwater Financial Planning.

WHAT MAKES STILLWATER DIFFERENT

Personal. Transparent. Values-Driven.

There are a lot of financial advisors out there. Many of them use the same tools, the same software, the same language. But what sets Stillwater apart isn’t just the services - it’s the posture behind them.

I built this firm to do things differently.

I’m a fee-only advisor - which means I don’t earn commissions or kickbacks. I only get paid by my clients, so our goals are fully aligned.
I don’t believe in one-size-fits-all plans. Every client has a unique story - and their financial plan should reflect that.
My work is rooted in faith-based values. I believe wise financial planning leads to contentment, generosity, and freedom - not just more accumulation.
I take a relational approach. I want to know you, not just your numbers.

This isn’t a side hustle or a sales job. This is my calling - to help people experience clarity and peace when it comes to their finances.

THE PEOPLE I SERVE
Financial Guidance for Real Life and Real Complexity

Stillwater serves individuals and families who value thoughtful, personalized financial guidance over cookie-cutter solutions or high-pressure sales.

Whether you're a busy professional navigating a career transition, a couple preparing for retirement, or a family dealing with sudden wealth from a business sale or inheritance - I work with people across a wide range of financial situations who are ready to take their planning seriously.

It’s not about how much you have. It’s about how much clarity and confidence you want in the decisions you’re making.

If you're navigating complexity, feeling the weight of financial uncertainty, or simply want a trusted guide who sees the full picture, you’re in the right place.

Here’s How We’ll Move Forward - Together

You don’t need to have it all figured out. You just need a guide and a plan that makes sense for you. Here’s how we make it simple:

Schedule a
Discovery Call

We’ll talk about where you are, what’s keeping you up at night, and what success looks like for your family.

Get Your Personalized
Financial Plan

Christian will build a plan that’s tailored to your unique goals, values, and financial situation.

Move Forward
with Confidence

No more second-guessing. Just clear direction and ongoing guidance - so you can focus on what matters most.
Learn More

VALUES THAT GUIDE ME
Stewardship - More Than a Job

I don’t take it lightly when someone invites me into their financial life. That kind of trust deserves more than spreadsheets and surface-level advice. It deserves character, clarity, and care.

Here are the values that shape how I serve every client:

Integrity

I’ll always tell you the truth, even if it’s not what makes me money.

Simplicity

Financial planning doesn’t have to be complicated. I’ll make it clear and actionable.

Generosity

I believe wealth is a tool to bless others, not just accumulate more.

Faith

My work is guided by a deeper purpose, rooted in trust that God provides.

Relationship over transaction

You’re never just a number. I’m here for the long haul.

These aren’t just ideals - they’re the foundation of how I lead, serve, and advise.

Backed by a Strong Partnership

To give my clients an exceptional level of service, I’ve partnered with IHT Wealth Management, a nationally recognized Registered Investment Advisor (RIA). This partnership allows me to stay focused on what matters most - your financial goals - while ensuring you have access to:

  • Institutional-quality portfolio management
  • Robust compliance oversight
  • Dedicated back-office and administrative support

With IHT’s deep resources and infrastructure behind the scenes, I can deliver a more efficient, secure, and responsive experience - without sacrificing the personalized, one-on-one guidance you expect from Stillwater Financial Planning.

Next Steps

Let’s Have a Conversation

You don’t have to figure this out on your own. If you’re looking for financial guidance that’s personal, clear, and grounded in what matters most - I’d be honored to connect.

Let’s talk about where you are, where you want to go, and how to build a plan that gets you there with peace and confidence.

Schedule Your Discovery Call
No pressure. Just honest, helpful guidance.