Let’s Start with a Conversation
The Discovery Call is a simple, no-obligation conversation designed to help us understand where you are, what you're hoping retirement looks like, and whether Stillwater is the right fit for what you need. There's no pressure, no jargon, and no commitment required — just an honest conversation about what's next for you and your family.
A Few Questions You Might Be Asking
Who is Stillwater best suited for?
Stillwater was built specifically for pre-retirees and retirees in the Phoenix area — typically individuals and families between the ages of 55 and 70 who have worked hard, saved well, and are ready for a trusted guide for what comes next. Our clients are looking for a comprehensive, planning-first relationship rather than just investment management.
What makes Stillwater different from other financial advisors?
A few things set Stillwater apart. First, we lead with a comprehensive financial plan — not a portfolio. Before any investment decisions are made, we build a plan that addresses your income, taxes, Social Security, estate, and giving goals. Second, we are fee-only and fiduciary — our only compensation comes from the clients we serve, never from product sales or commissions. And third, Stillwater is intentionally small — which means every client gets genuine, personal attention from an advisor who knows their full story.
Do I need a certain amount saved to work with Stillwater?
Our services are designed for individuals and families with at least $250,000 in investable assets — the level at which our comprehensive retirement planning tends to provide the most meaningful value. If you're close to that threshold and approaching retirement, we'd still encourage you to reach out.
What happens during the discovery call?
The Discovery Call is a straightforward, no-obligation conversation — typically 30 to 45 minutes. We'll talk about where you are financially, what's on your mind, and what you're hoping retirement looks like. You'll also have the chance to ask questions about our process, our fees, and whether Stillwater feels like the right fit. There's no pressure and no commitment required.
Are you fee-only?
Yes — always. Stillwater is a fee-only fiduciary firm, meaning our only compensation comes directly from the clients we serve. We don't earn commissions, sell financial products, or accept referral fees of any kind. Our interests are fully aligned with yours.
we'd love to hear from you
If anything about Stillwater resonates — the way we work, the clients we serve, or the values that shape everything we do — we'd love to connect.
Retirement is too important to navigate alone, and finding the right guide starts with a single conversation.